Our AI analyses 50+ lenders in seconds to find your best match. Then a broker with 30 years of experience makes the final call. Technology and expertise, working together.
Get instant estimates on borrowing capacity and repayments. These calculators give you a starting point. Our AI and broker will refine the numbers for your exact scenario.
Our process combines AI-driven analysis with decades of hands-on broking expertise. The boring bits are automated. The important decisions are human.
Share your details through our smart form or chat with our AI assistant. It takes under two minutes to get started.
Our AI instantly scans policies, rates, and criteria across every major lender. It narrows the field to your best options in seconds.
A broker with 30 years of experience reviews the shortlist. Because it is not always about rate. The right lender matters.
We manage the application from approval through to settlement, and keep monitoring your loan to make sure you always have the best deal.
Whether you are buying your first home, refinancing, or building an investment portfolio, our AI finds the right structure across every major lender.
Owner-occupied lending with AI-optimised rate matching. Fixed, variable, or split options tailored to your situation.
Our AI continuously monitors rates. If there is a better deal, we will find it and handle the switch.
Build your portfolio with lending structures optimised for tax efficiency and maximum borrowing capacity.
Business premises, development finance, and commercial property. Complex scenarios solved with AI-assisted lender matching.
Navigate grants, schemes, and stamp duty concessions. Our AI ensures you do not miss any entitlements or savings.
Progressive drawdown facilities with competitive rates. We match builders and borrowers with the right lender for new builds.
AI Mortgages was founded by Eddie Lloyd Jones, a mortgage broker with over 30 years in financial services, from the trading floors of Sydney to the front lines of lending.
The mortgage industry has thousands of products across dozens of lenders. No human can compare them all in real time. AI can. But AI cannot sit across the table from you, understand your family situation, or know that the cheapest rate is not always the best deal. That is where experience matters.
We use artificial intelligence to do the heavy lifting: scanning every lender, every policy, every rate. Then a seasoned broker reviews the shortlist and makes the final recommendation. You get the speed and precision of technology, backed by the judgement that only comes from three decades in the industry.
Real estate agents and solicitors trust AI Mortgages because our technology delivers faster pre-approvals, better rates, and a seamless client experience that reflects well on everyone involved.
Faster pre-approvals mean faster settlements. Our AI analysis gives your buyers confidence and keeps deals moving. Send us a lead and we will have options ready the same day.
Clean applications, realistic timelines, and proactive communication. We handle finance so your property transactions close smoothly.
Lending structures aligned with your client's broader financial strategy. Our AI ensures the loan supports their long-term wealth plan, not just the transaction.
Tell us a little about what you are looking for and we will come back to you with options. No obligations, no pressure.
0414 387 140
elj@aimortgages.com.au
Monday to Saturday, 8am to 7pm
Same-day callback guaranteed